Finance
Vehicle finance can feel complicated, especially if you’re not sure where to start. The Car Collective helps you understand the process and introduces you to finance brokers who can assess your options clearly and fairly.
We don’t provide finance or give financial advice - we guide you through what’s involved, explain what information you’ll need, and connect you with the right experts to move forward with confidence.
Clear guidance. Confident decisions.
From PCP to HP finance, our authorised brokers handle the application and credit checks as well as contracts directly. Our role is to make sure that you are comfortable through this whole process and able to be reassured of any changes with full transparency.
Simple guidance. Trusted partners. Straight answers.
FAQ’S
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No. We’re not a finance broker or lender and we don’t provide financial advice. We introduce you to trusted, FCA-regulated credit brokers who manage the finance application and agreements directly.
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No - our guidance and introductions are free. If a finance broker charges any fees, they’ll explain this clearly before you proceed.
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This depends on the broker and the type of check they use. The FCA-regulated broker will explain whether they carry out soft or hard credit searches before any checks take place.
What our clients say
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“They found me car finance that actually made sense for my budget.”
Tamas
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“I didn’t think I’d get approved, but they made it happen.”
Femi
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“They gave me clear, honest advice whilst making the whole process easy for me.”
Jasmine
